I am just now starting to think about my insurance needs as an adult. While I was in college that stuff was taken care of by other people. Of course the school provided the health care insurance and my Dad paid for my car insurance, even though he liked to gripe about how much it cost. Now I have the job and a full time girlfriend, might be more than that at some point. I need to take care of that stuff myself, so I am looking at different things. Do you look for a consumer focused company? Or perhaps you just go after the lowest price that you can find and hope for the best.